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Backed LoanLoan to value calculation: How do you determine the LTV ratio?

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It’s simple! The Loan to Value ratio (LTV) calculation is broken down as follows:

Loan Balance ($) ÷ Value of Collateral ($) = LTV (%)

We have performed extensive risk modeling and determined that our LTVs are sufficiently conservative — in order to have a limited number of expected trigger events and provide our clients with breathing room in the event of market volatility. The LTV ratios protect you and us.